Check Services

The personal check remains America's favorite form of non-cash payment and continues to lead the way as the most frequently used payment device. Businesses which do not accept checks lose money. The key is to find ways to screen out the risky checks and provide this service for the majority of customers whose written word is as good as gold.

The American Bankers Association puts the dollar amount of bad checks at $850 million last year, up 43% in two years. Your share of that loss could be significant and it can be eliminated.

Our Check Conversion service automates the check process, expedites funds availability and reduces bank charges such as return check fees. Funds are automatically placed into the merchant's account, reducing the need to fill-out daily deposit slips and travel to the bank. Check Conversion also eliminates the chance of loss from robbery, since store personnel make the deposit for checks the same as for credit cards (from the terminal). This allows consolidation of funds for multi-location merchants. And, of course, no time is wasted in long lines at the bank.

With our Check Guarantee service your business can accept out-of-town and out-of-state checks, even checks from Canada and all U.S. territories, safely and with less risk. With a guarantee service in place, checks are approved at the point-of-sale in seconds following our simple instructions. If an approved check is returned from the bank unpaid, it can be submitted for processing and reimbursement allowing you to concentrate on sales, not on collections. Training, supplies and account information is available at any time, for no charge.

• Highest approvals in the industry, including business checks


• Terminal, phone and Internet approval systems


• 24/7/365 customer service at no additional charge


• Simple claim submittal


• State-of-the-art authorization technology


• Acceptance of checks from the U.S., all U.S. territories and Canada


• Premium programs for additional coverage